National Student Loan Service Center | Default Student Loans | Disability Discharge of Federal Student Loans
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Our Services

 

For Recent Grads and Borrowers in Good Standing

  • Comprehensive and personalized analysis of student loan portfolio to determine eligibility for consolidation, income-sensitive repayment, loan cancellation, and loan forgiveness
  • Assistance in the completion of forms and applications for consolidation and repayment plan selection
  • On-call availability for troubleshooting bureaucratic problems related to federal loan servicing

For Borrowers Falling Behind on Payments

  • Comprehensive and personalized analysis of student loan portfolio to determine options for reducing monthly payments under federal law
  • Advice for repayment management and loan prioritization
  • Assistance in the completion of forms and applications for consolidation, deferment, and forbearance
  • Direct representation for communications with lenders or servicers
  • Negotiations for modification of terms for private student loans

For Borrowers in Default or Collections

  • Detailed, personalized analysis of legal options for bringing loans out of default, with recommendations for a strategy moving forward
  • Direct representation in communications with collections agencies so you no longer have to deal with them
  • Protection from harassing, abusive and unfair conduct by debt collectors
  • Settlement negotiations
  • Credit report clean-up
  • Repayment plan negotiations
  • Prevention or elimination of wage garnishment orders
  • Prevention or elimination of tax refund intercepts
  • Analysis of loan cancellation options and assistance with the cancellation/discharge process